Personal auto insurance application helps in providing financial protection to you, your family, other passengers, and your vehicle. You can choose the amount of protection by Selection of coverages and limits.
Six common auto coverages are:
Auto Liability coverage
Uninsured and Underinsured Motor coverage
Medical Payments coverage
Bodily Injury Protection
Depending on the state where you live, some of these coverages are mandatory and some are optional.
Liability coverage: Liability coverage is mandatory in most US states as a legal requirement to drive a car. Liability coverage has two components: