Homeowners insurance is a type of property insurance that protects a person’s home, furniture, and other belongings from losses and damage. Additionally covered by homeowner insurance is liability protection against accidents that may occur on the land or inside the home. However, Flooding, earthquakes, termites, and mold are just a few of the exclusions that aren’t covered by most home insurance policies. Homeowners insurance doesn’t protect your property from everything. However, there are other coverage choices you may include in your policy to further enhance your protection, such as flood insurance and water backup coverage.
