Apart from liability insurance, which is required by Rhode Island law, an auto policy might include a variety of additional coverages.
Physical Damage to the Automobile
Comprehensive coverage covers damage to your vehicle caused by practically any other cause, such as fire, hail, windstorm, vandalism, flood, and theft. It also covers broken glass, such as damage to a windshield. Because comprehensive coverage is less expensive than collision coverage, many people opt for it. The lender who is financing your car will almost certainly need you to carry comprehensive insurance.
Collision coverage compensates you for damage to your car […]
