Cyber insurance is designed to protect organizations against losses arising from cyber incidents and data privacy events. It typically covers first-party costs such as data restoration, business interruption, breach notification, [...]
What is Liquidity? The measure of ability with which assets can be easily sold or bought is known as liquidity. The assets which fall under liquidity are known as [...]
Introduction to Profitability ratios Profitability ratios are defined as a set of financial metrics that are used to evaluate a business's ability to make profits relative to its revenue, [...]
Overview WinsurTech AL3 to JSON REST API is now available – Click here. WinsurTech AL3 Parser is a command-line translator application that converts the ACORD AL3 format file to [...]
Introduction Everyone knows that change is the only constant in this unpredictable world that we live in. But human beings have evolved themselves by getting familiar with the surroundings. [...]
Introduction to Insurance and Classes of Insurance Insurance policy is a contract in the form of a policy that binds one party to cover the risks in exchange for time-bound [...]
Introduction to Expense Ratio Providing financial security to its consumers is the ultimate aim of an insurance company. However, sustaining its own capability to finance its customers becomes its priority. [...]
Introduction to P&C (Property and Casualty) insurance Insurance is defined as a contract in which an individual or organization receives financial protection and reimbursement of damages from the insurer or [...]
Introduction In another blog, we have already discussed the liquidity ratio for an insurance company and how we can measure it. The liquidity ratio of a company shows the ability [...]
Different types of premiums Insurance companies transfer the risk on to themselves in exchange for a fixed amount charged from its clients called Premium. Just like sales in a retail [...]
Introduction Surplus and reserves are integral for any insurance company to run smoothly. There are plenty of ways in which an insurance company makes profits. Of which, premiums and [...]
Outsource your P&C Software to Expert Developers Introduction Every business works with the intent of making a profit. The success of every business depends on its ability to constantly [...]
What is an Insuring Agreement? An insuring agreement is the part of an insurance contract in which the insurance company explains exactly which risks it will give insurance coverage [...]
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