WinsurTech Blog | Insurance Concepts and Practical Solutions

What Is a Multi-Car Insurance Policy?

A multi-car insurance policy covers multiple cars, trucks, or other vehicles. You can save money by bundling your automobiles.

This strategy is also known as a “schedule of cars” policy or a “many vehicle policy.” These policies are usually only offered for “passenger” cars. When you combine additional types of vehicles, such as RVs, boats, motorbikes, and scooters, your insurer may offer discounts.

Discount of multi car insurance?

Your cost will almost certainly vary if you add a car in the middle of a policy year, just as […]

Rated driver is someone who is mentioned on the policy, they don’t have coverage elsewhere and they regularly drive one or more cars mentioned in the policy.

A primary driver is often the named insured or their spouse who drives one of the covered cars or autos,
rated and primary drivers may affect the premiums if they are inexperienced, young and have accidents
Or have moving violations […]