There are some common reasons due to which Motor Insurance Claim can be declined by the insurance company. So an Insured should take care of these things.

  • Driving Licence Not present at the accident time.
  • The vehicle is driven by another person at the accident time.
  • The driving Licence is expired at the accident time.
  • Drive the vehicle after consuming alcohol.
  • Negligent Driving or Behaviour (like parking at the wrong place, the driver leaving the key in the vehicle, driving on the damaged or flooded road)
  • Using the personal vehicle for commercial use
  • Modify vehicle without informing the insurance company
  • Delay in Intimation or Intimation After Repair