There are some common reasons due to which Motor Insurance Claim can be declined by the insurance company. So an Insured should take care of these things.

• Driving Licence Not present at the accident time.
• The vehicle is driven by another person at the accident time.
• The driving Licence is expired at the accident time.
• Drive the vehicle after consuming alcohol.
• Negligent Driving or Behaviour (like parking at the wrong place, the driver leaving the key in the vehicle, driving on the damaged or flooded road)
• Using the personal vehicle for commercial use
• Modify vehicle without informing the insurance company
• Delay in Intimation or Intimation After Repair