Some common reasons for Motor Insurance Claim Rejection


There are some common reasons due to which Motor Insurance Claim can be declined by the insurance company. So an Insured should take care of these things.

  • Driving Licence Not present at the accident time.
  • The vehicle is driven by another person at the accident time.
  • The driving Licence is expired at the accident time.
  • Drive the vehicle after consuming alcohol.
  • Negligent Driving or Behaviour (like parking at the wrong place, the driver leaving the key in the vehicle, driving on the damaged or flooded road)
  • Using the personal vehicle for commercial use
  • Modify vehicle without informing the insurance company
  • Delay in Intimation or Intimation After Repair

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