What does a Rated Driver mean in insurance?

2.06.2022
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Rated driver is someone who is mentioned on the policy, they don’t have coverage elsewhere and they regularly drive one or more cars mentioned in the policy.

A primary driver is often the named insured or their spouse who drives one of the covered cars or autos,
rated and primary drivers may affect the premiums if they are inexperienced, young and have accidents
Or have moving violations.

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