• NBS – New Business – This means it is a new policy from the scratch. Carriers send the detail of the new policy, its coverages, insured party info, etc back to the agent through the AL3 file.
  • REW – Rewrite  – This means an old policy was canceled earlier and is reactivated (could be due to any reason like major changes required, or premium schedule change, date of policy coverage to be changed, etc).
  • SYN – Policy Synchronization This simply means for an existing policy carrier sends the entire information of the policy again back to the agent to sync the record at the agent’s end with what is there in the carrier’s system.
  • PCH – Policy Change Some changes are made to an existing policy like address change, coverage changes, changes in insured information, etc and the carrier sends the new information back to the agent in AL3 file.
  • REI – Reinstatement – Policy was earlier terminated most probably because the premium was not paid. This policy is now reactivated after the insured made the payments and the carrier sends this information back to the agent.
  • XLN – Cancellation Request – The carrier has received a request to cancel the policy. The policy is not canceled yet. The carrier sends this information back to the agent.
  • XLC – Cancellation Confirmation – The carrier has canceled the policy. The carrier sends this information back to the agent.
  • RWR – Renewal Request – The carrier has received a request to renew the policy. The policy is not renewed yet. The carrier sends this information back to the agent.
  • RWQ – Renewal Quote – The carrier has received a request to issue a new quote to renew the policy. The policy is not renewed yet. The carrier sends this information back to the agent.
  • RWL – Renew Policy – The carrier has renewed the policy. The carrier sends this information back to the agent.


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