Claim - Insurance Software development

There are some common reasons due to which Motor Insurance Claim can be declined by the insurance company. So an Insured should take care of these things.

Driving Licence Not present at the accident time.
The vehicle is driven by another person at the accident time.
The driving Licence is expired at the accident time.
Drive the vehicle after consuming alcohol.
Negligent Driving or Behaviour (like parking at the wrong place, the driver leaving the key in the vehicle, driving on the damaged or flooded road)
Using the personal vehicle for commercial use
Modify vehicle without informing the insurance company […]

What is a Claim

The state of insurance when the insured (who bought insurance plan) asks the carrier (Insurance company) for money (in case of a covered loss) in lieu of the premium, which the insured pays according to the cycle they choose themselves (it can be monthly, quarterly or annually) is referred to as claim.
Or
An insurance claim is a type of formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event. The insurance company validates the claim accordingly. If Claim approved, the insurance […]