When it comes to protecting your property, many homeowners and landlords often confuse Homeowners Insurance with Dwelling Fire Insurance. While both cover physical property, they serve very different purposes — [...]
Catastrophe: A catastrophe is defined as an unexpected event that will cause significant damage or a high amount of suffering with that damage. That means this event will cause [...]
Introduction: Any insurance that protects individuals from financial loss brought on by a person's death, an injury, or the loss of their property is referred to as personal lines [...]
Introduction When someone rents a car, the rental car companies try to sell different types of supplemental coverages. It can include collision coverage that helps to protect the rental [...]
Definition: Cyber insurance can also be called cybersecurity insurance. This insurance policy helps different businesses to cover the risks of cybercrime activities. The most common cybercrime activities are cyber [...]
Property insurance that expressly covers losses from water damage brought on by flooding is known as flood insurance. Floods can be brought on by persistent or severe rain, melting [...]
5PPH (Prior Policy History Group) This group refers to the Prior Policy History Group (like the previous carrier, policy number, etc). The relevant historical information pertaining to this policy [...]
Deductible Your policy deductible, also known as an annual deductible, is the amount you are responsible for paying out of pocket prior to your insurance policy providing support and [...]
Homeowners Insurance: The owner of the home purchases a homeowners insurance policy. The amount of insurance generally covers both the cost of replacing the home and the personal property [...]
Personal auto insurance covers private vehicles. It is used to provide protection against monetary loss to an insured from bodily injury or property damage to other automobiles. A totaled [...]
Homeowners insurance is a type of property insurance that protects a person's home, furniture, and other belongings from losses and damage. Additionally covered by homeowner insurance is liability protection [...]
When compared to personal auto insurance, rental car insurance is a separate thing and operates differently. The benefits and coverage of rental car insurance are not the same as [...]
PERSONAL LINE INSURANCE The term "personal insurance" refers to any type of insurance that covers an individual against loss caused by death, injury, or property loss. These insurance lines [...]
