auto - Insurance Software development

What does a Totaled Car mean in Personal Auto insurance

Author - Webner
01/16/2023
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5:20 am
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0 Comments
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Insurance
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Post Views: 86

Personal auto insurance covers private vehicles. It is used to provide protection against monetary loss to an insured from bodily injury or property damage to other automobiles.

A totaled Car means if the insured met with an accident and the car gets damaged fully. Now the insurance company will call it totaled(can’t be repaired) if the car value is less than the value of the repair. In simple words, the insurance company will call it a total loss.

This means the insured car can’t be repaired and cannot be used anymore.

In the […]

What is Other Than Collision (OTC) in Auto insurance?

Author - Webner
07/03/2020
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5:24 am
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0 Comments
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Insurance
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Post Views: 3,447

Introduction to OTC in Auto insurance

Other Than Collision(OTC) coverage in an auto policy is also referred to as comprehensive coverage. The name of this coverage makes its definition more clear because it covers almost all other physical damage that can occur to a vehicle other than collision. Collision refers to the damage suffered by the vehicle when the vehicle is in motion. This damage may be happened by an object or other vehicle in a road accident. It does not matter who is at fault in the accident that damages the insured vehicle; the owner of […]

What is a Personal Auto Insurance Policy?

Author - Webner
06/19/2020
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5:50 am
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0 Comments
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Insurance
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Post Views: 1,536

Introduction

A personal auto policy also known as PAP is an insurance policy that is purchased by a vehicle owner to provide insurance coverage for damage or injury to others, in the form of liability insurance. Along with the liability coverage, it can also provide coverage for injuries or damages to the insured. Personal auto insurance policy is a contract between the vehicle owner and the insurance company that protects the owner against financial loss in the event of an accident or theft. The name of the policy clarifies that only personal motor vehicles that are not primarily […]

What does YOUNG DRIVER QUESTIONNAIRE mean in Auto Insurance?

Author - Webner
06/09/2020
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6:56 am
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0 Comments
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Insurance
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Post Views: 1,450

Introduction to Driver Questionnaire

A questionnaire is defined as a research instrument devised for the purposes of a survey or statistical study. Generally, it consists of a series of questions for the idea of gathering data from respondents. The behavior of drivers plays a key role in road safety as it is important in traffic accident prevention. Therefore, to understand the behaviors of drivers, driver questionnaires are required. By answering different universal questions related to driving, they will give an estimate of the various driving patterns of people of a selected area.

These research topics are mainly conducted […]

What is a Commercial Auto Insurance Policy?

Author - Webner
06/01/2020
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6:27 am
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0 Comments
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Insurance
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Post Views: 1,141

Introduction to Commercial Auto insurance policy

Commercial auto insurance policy is needed by a business that requires a vehicle for its operations. This policy protects small businesses when their vehicles are involved in a collision or are stolen, vandalized, or damaged. It also provides financial support to repair or replace the vehicle and covers related medical costs and third-party property damage. The premiums are higher for commercial auto insurance policy as compared to the standard motorist policy. The reason behind higher premiums is that the vehicles for business purposes are often more susceptible to risk.

Commercial auto […]

What is BODILY INJURY LIABILITY in Auto Insurance?

Author - Webner
05/04/2020
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6:49 am
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0 Comments
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Insurance
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Post Views: 1,197

Introduction

Suppose you get into a car accident and injure someone else. Bodily injury liability will cover the expenses involved in treating that person. This insurance coverage not only pays for the hospital bills but also for the lost income as a result of the accident. It will also cover the legal fees, should the third party involved sues you for that. In this article, we will discuss the details of what this liability means for the insuree and why is it significant.

What Does Bodily Injury Liability Cover?

There are basically three types of coverage […]

Amazon Auto Scaling

Author - Webner
12/03/2019
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5:03 am
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0 Comments
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Cloud
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Post Views: 1,115

Auto Scaling Overview

Auto Scaling is an Amazon service that helps the developers to scale the resources automatically across multiple services and optimize the applications. It monitors your resources and automatically adjusts the resources according to the requirement. It maintains the best fit balance between cost and performance. It provides a user interface where user can build the scaling plans for the resource like Amazon ECS tasks (Amazon Elastic Container Service), Amazon DynamoDB tables and indexes, Amazon Aurora Replicas and even Amazon EC2 instances.

You can easily start with Amazon Auto Scaling using Command Line Interface(CLI), SDK […]

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