Introduction to OTC in Auto insurance
Other Than Collision(OTC) coverage in an auto policy is also referred to as comprehensive coverage. The name of this coverage makes its definition more clear because it covers almost all other physical damage that can occur to a vehicle other than collision. Collision refers to the damage suffered by the vehicle when the vehicle is in motion. This damage may be happened by an object or other vehicle in a road accident. It does not matter who is at fault in the accident that damages the insured vehicle; the owner of […]